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Financial services

Our Lending Services

Comprehensive loan solutions tailored to your personal and business needs.

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What We Offer

Loan Products We Offer

From personal financing to business funding, we have a solution for every need.

Personal finance

Personal Loans

Whether you're planning a major purchase, covering unexpected expenses, or funding a life event, our personal loans give you flexibility with manageable repayment terms.

  • Loan amounts from $1,000 to $50,000
  • Fixed rates as low as 5.99% APR
  • Flexible terms from 12 to 60 months
  • No prepayment penalties
  • Approval within 24 hours
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Business team

Business Loans

Grow your business with confidence. Our business loans help entrepreneurs and established businesses access capital to expand, invest in equipment, or manage cash flow.

  • Financing from $10,000 to $500,000
  • Competitive rates for qualified businesses
  • Terms up to 10 years
  • Working capital and equipment financing
  • Dedicated business lending advisor
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Home

Mortgage & Home Loans

Make homeownership a reality with a variety of mortgage options including purchase loans, refinancing, and home equity loans at rates designed to fit your budget.

  • Fixed and adjustable rate mortgages
  • First-time homebuyer programs
  • Refinancing to lower your payments
  • Home equity loans and lines of credit
  • Down payments as low as 3%
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New car

Auto Loans

Get behind the wheel with affordable auto financing. We'll help you find the right loan whether you're buying new, used, or refinancing an existing auto loan.

  • New and used vehicle financing
  • Rates starting at 3.49% APR
  • Terms from 24 to 72 months
  • Pre-approval available
  • Refinancing options
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Financial freedom

Debt Consolidation

Simplify your finances and reduce monthly payments by consolidating multiple debts into one manageable loan. Lower your rate and find your path to financial freedom.

  • Combine credit cards, medical bills, and more
  • One simple monthly payment
  • Potentially lower your overall rate
  • Fixed payments for predictability
  • Free financial consultation
Apply Now
Small business

SBA Loans

Take advantage of government-backed Small Business Administration loans with favorable terms and lower down payments for qualified small businesses.

  • SBA 7(a) and 504 programs
  • Loan amounts up to $5 million
  • Lower down payment requirements
  • Longer repayment terms
  • Expert guidance through the process
Apply Now
Our Advantage

Why Borrow With Us

What sets Union Capital apart from other lenders.

Fast Process

Streamlined application and approval gets you funded quickly.

Flexible Terms

Repayment structures that fit your financial situation.

Expert Team

Experienced advisors guide you through every step.

No Hidden Fees

Complete transparency. You always know what your loan costs.

Ready to Take the Next Step?

Apply today and receive a decision within 24 hours. Your financial future starts here.

Important Disclosures: Union Capital Lending LLC is an Equal Housing Lender. NMLS #252728. Licensed to lend in all 50 states and the District of Columbia. All loans are subject to credit approval, income verification, and underwriting. Rates, terms, and conditions are subject to change without notice and vary based on creditworthiness, loan amount, and term. This website does not constitute a commitment or offer to lend. Representative example: A $25,000 personal loan at 12.99% APR for 60 months results in monthly payments of approximately $566 and a total repayable of $33,960. Not all products are available in all states. Other restrictions and limitations may apply. For state-specific licensing information, visit our licenses page or NMLS Consumer Access at nmlsconsumeraccess.org.
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